Resources & Education
Everything You Need to Retire with Confidence
Free guides, checklists, and tools built specifically for federal employees navigating FERS, TSP, FEHB, and beyond.
Federal Benefits Guides
Plain-language guides written for federal employees — no jargon, no fluff.
The Complete FERS Retirement Guide
A plain-language walkthrough of how your FERS annuity is calculated, when you can retire, and the key decisions you'll face at retirement.
- Annuity calculation formula
- MRA and full retirement age
- Survivor benefit elections
- FERS Supplement explained
TSP Investment Guide for Federal Employees
Understand the five core TSP funds, how the L funds work, and how to build an allocation strategy that matches your timeline and risk tolerance.
- G, F, C, S, and I fund breakdown
- L fund lifecycle strategy
- Roth vs. traditional TSP
- Withdrawal options in retirement
Keeping Your FEHB Coverage in Retirement
Most federal employees don't realize there are specific requirements to carry FEHB into retirement. This guide covers eligibility, Medicare coordination, and cost strategies.
- 5-year enrollment requirement
- Medicare Part B decision
- Best plans for retirees
- Spouse and family coverage
Social Security Timing for FERS Employees
When to claim Social Security is one of the biggest retirement decisions you'll make. This guide models the break-even analysis and how the FERS Supplement affects your strategy.
- Break-even age analysis
- FERS Supplement bridge strategy
- Spousal benefit coordination
- WEP and GPO overview
FEGLI: What to Keep, What to Drop
FEGLI premiums skyrocket after age 65. This guide helps you audit your current coverage, model the long-term cost, and decide whether private insurance makes more sense.
- Basic and Option A/B/C explained
- Premium cost projections
- Reduction elections at retirement
- Private insurance comparison
Building a Tax-Efficient Retirement Income Plan
Coordinating your annuity, TSP withdrawals, and Social Security in the right sequence can save tens of thousands in taxes. Here's how to think about it.
- Income sequencing strategy
- RMD planning for TSP
- Tax bracket management
- Inflation protection
Have Questions About Your Specific Situation?
Every federal employee's retirement picture is different. Schedule a free consultation and get answers tailored to your benefits, timeline, and goals.